We offer all types of financing with no lender overlays. Often a borrower is turned down not because they do not qualify but becuase the bank or lender has an "overlay" preventing the approval. We work with lenders that have no lender overlays!!
Fannie and Freddie have a minumun credit score of 620.
FHA and VA mortgage loans do not have a minimum credit score requirement.
We also offer Subprime and Non-Prime mortgage loans for the home buyer who does not meet the guidelines of FHA, VA, USDA or Convectional. The Subprime and Non-Prime mortgage loans that are offered today are very different than the subprime mortgage loans that were part of the housing crisis. These programs can be used to Purchase or Refinance. Here are just a few of the programs we offer:
Bad Credit Mortgage Loans for Home buyers:
Portfolio Mortgage loans:
Bank Statement Mortgage loans:
Investor Mortgage Loans without personal income:
Foreign National Mortgage Loans:
This is just a small sample of subprime, non-prime, and alternative documentation loans that we offer with great mortgage rates. Give us a call at 813-.629-5478 for a no obligation free quote.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 243087
13011 Spring Hill Drive
Spring Hill, Florida 34609