Florida loan officer · Tampa
Melvin List
5th-generation Tampa native and a mortgage loan officer since 1996. He originates residential mortgages for Florida buyers and homeowners through C2 Financial Corporation (NMLS 135622).
The job is to match a Florida property — insurance, flood, condo docs, CDD fees, occupancy — to a loan that will actually clear underwriting. The Florida VA one-time construction loan, delayed financing, and files that other shops bounce are a normal Tuesday.
Florida market. California company headquarters.
Melvin List is a Florida mortgage loan officer (NMLS 243087, FL LO524), based in Tampa. Consumer mortgages are originated statewide in Florida. That is the license that applies to VA, FHA, conventional, jumbo, HECM, and non-QM on a Florida home.
He originates with C2 Financial Corporation, NMLS 135622, a licensed Florida mortgage lender (MBR3519 / MLD2635). The company’s headquarters is San Diego, CA (12230 El Camino Real, Ste 100). That corporate license stays in place. This website does not advertise a Tampa branch street, because an address in advertising can be treated as a Florida branch.
DSCR investment loans are business-purpose and placed nationwide through C2’s investor panel. That is not a claim that Melvin is a licensed consumer mortgage originator in every U.S. state.
How files actually work
- Direct access to the loan officer — not a call center.
- Pre-approvals are labeled honestly. A conversation and a credit pull is a pre-qualification. A letter for an offer includes income, assets, and a realistic insurance range.
- Most clients outside Tampa close by email, text, and e-sign. You can still call (813) 629-5478.
- Hours: Monday–Friday, 9:00 a.m.–6:00 p.m. ET · Evenings and weekends by appointment
Phone / text: (813) 629-5478 · Email: melvinlist@gmail.com