Buy before you sell
Florida bridge loans
Short-term equity financing so you can close on the next Florida home without a contingent offer.
- Who it fits
- Florida homeowners buying the next primary residence before the current one sells.
- Typical down / structure
- Equity-based
A bridge loan is short-term financing that taps equity in your current home so you can close on the next one without a contingent offer. In tight Florida inventory, non-contingent offers win.
We also use cash-out or delayed financing when you purchased recently with cash and want to mortgage the property within the first months of ownership. Those files have seasoning and occupancy rules — send the HUD-1 / closing disclosure and the timeline.
- Buy before you sell
- Delayed financing after a cash purchase
- Occupancy and seasoning matter
Florida consumer origination. Not a nationwide consumer bridge license claim.