Tampa mortgage broker

Melvin List originates Florida consumer mortgages from Tampa. South Tampa, Hyde Park, Westchase, New Tampa, Riverview, FishHawk, Seminole Heights, Davis Islands, and Carrollwood files all run through the same Florida license — insurance, flood, and condo docs included in the quote, not the week of closing.

2026 conforming 1-unit: $832,750. FHA 1-unit Hillsborough: $541,287.
Wind and flood are underwriting here, not a sidebar.
MacDill-area veterans: VA purchase and Florida VA one-time construction are a specialty.

Programs that commonly fit this market: VA, VA construction, FHA, conventional, jumbo, Hometown Heroes, DSCR on rentals. This is a service area for a Tampa-based Florida loan officer — not a Tampa storefront. Call (813) 629-5478.

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Ready for a Florida-specific quote?

Call or text Melvin List with the property, occupancy, and how you earn income. You will get a real structure — VA, FHA, conventional, jumbo, non-QM, or nationwide DSCR — not a teaser rate.

(813) 629-5478 melvinlist@gmail.com

Call or text (813) 629-5478