Jacksonville mortgage broker

Jacksonville, St. Johns, and Clay: VA, USDA-mapped pockets, and new construction. Statewide Florida origination from Tampa.

St. Johns and North Florida still have USDA-eligible census tracts that do not feel rural.
VA construction is used for build-on-your-lot in the First Coast market.

Programs that commonly fit this market: VA, VA construction, USDA, FHA, conventional. This is a service area for a Tampa-based Florida loan officer — not a Jacksonville storefront. Call (813) 629-5478.

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Ready for a Florida-specific quote?

Call or text Melvin List with the property, occupancy, and how you earn income. You will get a real structure — VA, FHA, conventional, jumbo, non-QM, or nationwide DSCR — not a teaser rate.

(813) 629-5478 melvinlist@gmail.com

Call or text (813) 629-5478