Clearwater mortgage broker

Clearwater and the beaches: flood, wind, and HOA estoppels drive the payment as much as rate. A Tampa-based Florida loan officer, licensed statewide.

Barrier-island and beach-adjacent properties need elevation and flood quotes early.
Pinellas conforming limit follows the 2026 Florida baseline of $832,750.

Programs that commonly fit this market: VA, FHA, conventional, jumbo, HECM, DSCR. This is a service area for a Tampa-based Florida loan officer — not a Clearwater storefront. Call (813) 629-5478.

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Ready for a Florida-specific quote?

Call or text Melvin List with the property, occupancy, and how you earn income. You will get a real structure — VA, FHA, conventional, jumbo, non-QM, or nationwide DSCR — not a teaser rate.

(813) 629-5478 melvinlist@gmail.com

Call or text (813) 629-5478